Comprehensive Insurance Solutions in Pennsylvania

At Kreider & Smith Insurance, we understand that protecting your home, vehicle, and financial future is a top priority. That’s why we offer personalized insurance solutions designed to fit your lifestyle, budget, and needs. Whether you’re looking for home insurance, auto insurance, or umbrella coverage, we provide reliable protection with affordable rates and exceptional service.

Our Insurance Services

Home Insurance: Protect Your Biggest Investment

Picturesque traditional house with autumn foliage and a white picket fence in London, Ontario.

Your home is more than just a structure—it’s where memories are made and life happens. Our home insurance policies safeguard your property, belongings, and financial well-being from unexpected events like fire, theft, storms, and liability claims.

Dwelling Coverage – Protects the structure of your home from covered damages.
Personal Property Protection – Covers belongings such as furniture, electronics, and valuables.
Liability Coverage – Provides financial protection if someone is injured on your property.
Additional Living Expenses – Helps cover temporary housing costs if your home becomes unlivable.

💡 Looking for complete home protection? Our policies can be tailored to include flood insurance, sewer backup coverage, and more!

Auto Insurance: Drive with Confidence

Stay protected on Pennsylvania’s roads with affordable, high-quality auto insurance. Whether you’re commuting daily or enjoying weekend road trips, our policies provide the coverage you need to keep moving forward.

Liability Protection – Covers bodily injury and property damage if you’re at fault in an accident.
Collision & Comprehensive Coverage – Protects against vehicle damage, theft, and natural disasters.
Uninsured/Underinsured Motorist Coverage – Ensures protection if you’re hit by a driver with little or no insurance.
Medical Payments & Personal Injury Protection (PIP) – Helps cover medical expenses for you and your passengers.

🚗 Ask about discounts for safe drivers, bundling policies, and multi-vehicle coverage!

A touching silhouette of a father and son beside a car at sunset by a lake in Bhopal, India.

Umbrella Insurance: Extra Coverage for Peace of Mind

Woman enjoying remote work at a café, using a laptop and smartphone.

When life takes an unexpected turn, umbrella insurance provides an extra layer of protection beyond your home and auto policies. If a major accident, lawsuit, or liability claim exceeds your standard coverage limits, umbrella insurance helps safeguard your assets and financial future.

Extended Liability Coverage – Protects against high-cost claims, lawsuits, and legal fees.
Covers Home, Auto, and More – Applies to multiple policies, providing seamless protection.
Affordable High-Limit Protection – Policies start at $1 million in coverage and can be customized to fit your needs.

☂️ Protect yourself from financial risks with an affordable umbrella insurance policy today!

Why Choose Kreider & Smith Insurance?

Pennsylvania-Based Experts – We understand the unique risks and needs of local homeowners and drivers.
Affordable, Customizable Coverage – Tailored policies designed to fit your budget and lifestyle.
Discounts & Bundling Options – Save more when you combine home, auto, and umbrella insurance.
Exceptional Customer Service – Friendly, knowledgeable agents ready to help when you need it most.

Get a Free Insurance Quote Today!

Protect what matters most with trusted insurance coverage in Pennsylvania. Contact Kreider & Smith Insurance today for a free, no-obligation quote and let us help you find the perfect policy.